Kunewerk AI analyzes market data in real time, determines entry points using an AI-optimized dollar-cost averaging model, and executes allocations automatically — within your company's predefined risk limits.
Many GmbH and UG accounts hold liquidity reserves that exceed the operational minimum. Without a structured process, this capital remains in current money or business accounts while market entries are checked manually and irregularly.
Illustrative comparison — capital utilization over 12 months
Values serve to illustrate capital utilization and do not represent a guaranteed return.
Instead of a single one-off decision, the system distributes allocations over defined intervals and adjusts timing and volume based on ongoing market data analysis.
Companies define minimum reserves, time horizons and maximum risk exposure before activation.
The model continuously evaluates price, volatility and volume data.
Intervals are prioritized based on market conditions rather than rigidly allocating based on calendar days.
Assignments are made within the defined risk limits, logged and traceable.
One-off entries depend on the time chosen. Distributed allocations over multiple intervals reduce this dependency by spreading capital across different market phases. The AI component slightly shifts volume within the interval towards more favorable rated entry windows without changing the overall risk of the schedule.
The following overview shows central functional areas and the underlying parameters with which the system works.
| Function | Description | Parameters |
|---|---|---|
| Entry point scoring | Evaluate market phases to prioritize allocation windows within the DCA plan. | Continuously active |
| Volatility analysis | Ongoing evaluation of price fluctuations to adjust the position size per interval. | Real time |
| Risk limit control | Maximum exposure per asset class is limited according to company specifications. | Configurable |
| Reserve protection limit | The defined minimum level of liquid assets remains unaffected by allocations. | Permanently deposited |
| Logging | Each automated execution is documented with a time stamp and justification. | Audit-proof |
| Scenario simulation | Historical data sets are used to simulate alternative allocation paths before activation. | On request |
The following scenarios show examples of how companies can structure different liquidity reserves. Information is based on simulations, not guaranteed results.
Free reserves above the operating minimum reserve are allocated gradually over 12 months.
Simulated effect: more even capital utilization compared to a one-time entry.
Funds earmarked for tax payments are conservatively allocated until they are due.
Simulated effect: predictable availability on the due date.
Part of the liquidity buffer is allocated in phases of more favorable valuation according to the scoring model.
Simulated effect: reduced time dependency of the entrances.
Kunewerk AI was developed for companies that want to use operational liquidity in a structured manner without having to monitor the market on a daily basis. The system combines rules-based dollar-cost averaging with a modeling component that prioritizes entry windows based on ongoing data analysis.
Decisions remain comprehensible: every assignment is logged, every risk limit can be configured and viewed by the company.
More about the company
Company data is used exclusively for configuring and executing the liquidity strategy. Access rights are restricted based on roles and transmissions are encrypted. No data will be passed on to third parties for advertising purposes.
Scoring is based on ongoing evaluation of price and volatility data within the interval specified by the company. It does not move volume outside of defined risk limits, but simply prioritizes timing within a window.
The set reserve protection limit is completely excluded from automated allocations and is checked before each execution.
Data is stored encrypted and processed exclusively for the functionality of the platform. Access logs are clearly documented.
Yes. Automated assignments can be paused or adjusted by the company at any time without affecting assignments that have already been carried out.
No. The platform optimizes the capital allocation process, but does not make any predictions about future market developments. Investing involves risks, including loss of capital.
Arrange a system demo or activate your account directly to set reserve, risk limits and time horizon.
Note: Kunewerk AI provides automated capital allocation software and does not provide individual investment, tax or legal advice. Investing involves risks, including loss of capital invested. Past simulations do not allow any conclusions to be drawn about future results.